By accessing or using the BernieInsuresMe website and services, you agree to be bound by these Terms and Conditions and all applicable laws and regulations. If you do not agree with any part of these terms, you may not use our services.
These terms apply to all visitors, users, and others who access or use the service. Your continued use of the service following the posting of any changes to these terms constitutes acceptance of those changes.
BernieInsuresMe provides an online platform for home insurance quotes, policy management, and related services. Our services include providing quotes for home insurance coverage, facilitating policy applications and enrollment, managing existing policies and claims, and offering educational resources about home insurance.
We reserve the right to modify, suspend, or discontinue any part of our services at any time without prior notice.
You must meet the following requirements to use our services: be at least 18 years of age, be a resident of the United States, have the legal capacity to enter into binding contracts, and not be prohibited from receiving services under applicable laws.
By using our services, you represent and warrant that you meet all of these eligibility requirements. If you do not meet these requirements, you must not access or use the service.
To access certain features of our services, you must register for an account. When you register, you agree to provide accurate, current, and complete information, maintain and promptly update your account information, maintain the security of your password and account, notify us immediately of any unauthorized use of your account, and accept responsibility for all activities that occur under your account.
You may not use another person's account without permission, and you may not allow another person to use your account. We reserve the right to refuse service, terminate accounts, or remove or edit content at our sole discretion.
You agree to use our services only for lawful purposes and in accordance with these Terms. You are responsible for your conduct and any data, text, information, or other content that you submit or transmit through the service.
You agree to provide accurate information in all communications with us, including when obtaining quotes or applying for policies. Providing false or misleading information may result in denial of coverage or cancellation of your policy.
When using our services, you agree not to violate any applicable federal, state, or local laws or regulations, infringe on the intellectual property rights of others, submit false or misleading information, engage in fraudulent activity or misrepresentation, attempt to gain unauthorized access to our systems or networks, interfere with or disrupt the integrity or performance of our services, use automated scripts or bots to access our services, collect or harvest any personal information about other users, or use our services to send spam or unsolicited communications.
Violation of these prohibited uses may result in immediate termination of your account and legal action.
The service and its original content, features, and functionality are and will remain the exclusive property of BernieInsuresMe and its licensors. The service is protected by copyright, trademark, and other laws of both the United States and foreign countries.
Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent. You may not modify, reproduce, distribute, create derivative works, or exploit any content from our service without express written permission.
Your use of our services is at your sole risk. The services are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied.
BernieInsuresMe does not warrant that the service will function uninterrupted, secure, or available at any particular time or location, that any errors or defects will be corrected, that the service is free of viruses or other harmful components, or that the results of using the service will meet your requirements.
We make no guarantees regarding the approval of any insurance application or the terms of any policy offered through our service.
To the maximum extent permitted by applicable law, BernieInsuresMe shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses.
Our total liability to you for any claims arising from or related to these terms or your use of the service shall not exceed the amount you paid us in the twelve months preceding the claim, or $100, whichever is greater.
Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you.
We may terminate or suspend your account and access to the service immediately, without prior notice or liability, for any reason, including without limitation if you breach these Terms.
Upon termination, your right to use the service will immediately cease. If you wish to terminate your account, you may simply discontinue using the service or contact us to request account deletion.
All provisions of these Terms which by their nature should survive termination shall survive termination, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
These Terms shall be governed and construed in accordance with the laws of the State of Kansas, United States, without regard to its conflict of law provisions.
Any disputes arising from these Terms or your use of the service shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. You agree to waive any right to a jury trial or to participate in a class action lawsuit.
If arbitration is not enforceable, you agree that any legal action shall be brought exclusively in the state or federal courts located in Wichita, Kansas, and you consent to personal jurisdiction in those courts.
If you have any questions about these Terms and Conditions, please contact us:
BernieInsuresMe
801 East Douglas Avenue
Wichita, KS 67202
Phone: +1 (620) 620-5138
Email: [email protected]